Onsite
Collect in the field
Your collection sheet shows who's due. Tap Maps to the borrower, collect cash in person, log the payment on your phone.
Miss one collection, lose a day's interest.
You lend. Swertehon records.
Collect on time. Earn more. Morning email for who's due, Maps on your collection list, SMS reminders for borrowers, and proof on file if a loan goes south.
Try free — 7 days
7-day free trial · No payment to start · Morning collection email included
Your capital only earns when you collect
Notebook lenders lose money in two ways — every missed day counts.
Missed collections
You forget who was due — interest stops when cash doesn't come in
Guessing profit
No idea if you're actually earning until it's too late
Swertehon helps you collect every day and see what you earned — a recording tool, not a lender.
Your daily collection loop
You lend the cash. The app tells you who to visit and records every payment.
Step 1
Morning email
See who's due today before you leave home
Step 2
Go collect
Collection list with Maps and tap-to-call
Step 3
Log payment
Record cash in the field — seconds per borrower
Step 4
See profit
Statistics shows interest earned and what's still out
Collect onsite. Reach online. Proof always saved.
Visit borrowers in person, remind online applicants by SMS, and keep signed agreements plus payment history on every loan.
Online
SMS & email reminders
Due-day SMS or email reminds borrowers when payment is today — polite, automatic, rolling out. Online applicants also get notified when you accept or reject their request.
Your proof
Agreement & payments saved
Built loan agreement (kasulatan), upload the signed copy, and every collection logged with date and amount — your records if a loan goes south.
Collection day is when you get paid
Your daily list when you visit borrowers — plus a morning email on trial so you know who to collect before you leave home.
Collection sheet
See who owes today — current due plus arrears. To-collect and cleared tabs. Week strip for any date.
Collect cash
Enter the amount, confirm, and it's recorded. Cleared borrowers show paid time on the sheet.
Maps & tap-to-call
Open Google Maps from the collection card — address saved on the borrower file, one tap in the field.
See what you earned
When collections are logged, profit isn't a guess — see interest earned, late payments, and what's still out in the field.
Profit by period
Pick any month or year — see realized profit, collection rate, and how much is still out in the field.
Late payments at a glance
See who is behind and how much is overdue — drill into any month without spreadsheet formulas.
Excel export
On Statistics, pick your date range and download one .xlsx: borrowers, loans, payments, capital, P&L, and arrears aging.
~₱33/day after trial
Try free for 7 days — then about ₱33/day for the ledger that protects your income
Full ledger on trial including morning collection email. Paid plans add afternoon follow-ups and lender SMS. Borrowers get application updates today; due-day reminders rolling out.
Try free — 7 days
No payment to start · Morning collection email included
- 7-day free trial — full ledger, no payment to start
- Morning collection email + Maps on your sheet
- Borrower SMS/email on application decisions
- ID, agreements, and payment log on every loan
30 days
~₱33/day
₱999 billed every 30 days
90 days
~₱30/day
₱2,699 billed every 90 days
GCash or Maya billing coming soon — email us to subscribe early.
Less than the cost of one missed collection.
Questions or ready to subscribe? Email us — GCash or Maya billing coming soon. support@swertehon.app
Frequently asked questions
- No. Swertehon does not lend money — you do, in person. It is a recording tool: track borrowers, log collections, and see profit.
- Yes. On the 7-day free trial you get a morning email with your collection list. Paid plans add an afternoon follow-up and optional lender SMS.
- Open your collection sheet — Maps and tap-to-call are on each borrower. Enter the amount collected and confirm. It's recorded on the loan with date and time.
- Yes — when someone applies online and you accept or reject, they get email or SMS if they consented on the form. Due-day payment reminders by text or email are rolling out.
- Yes. New accounts get a 7-day free trial with no payment to start — full ledger plus morning collection email. After the trial, plans are about ₱33 per day.
Is Swertehon a lending app?
Does Swertehon email me who to collect today?
How do I log payments in the field?
Can Swertehon text or email my borrowers?
Is Swertehon free to try?
Want the full picture — apply links, loan agreements, roll-over, capital tracking, and more?
See all features →Ready to track your lending business properly?
Whether you're starting a side hustle or fixing notebook chaos — 7-day free trial with morning collection email included.
Get Started Free
7-day free trial · No payment to start